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Featured in April

MoneyEdu brings you a new financial wellness theme every month.

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Credit Scores, Spending, and Debt

How to Make Credit Work for You

From decoding credit reports to boosting scores, this month we'll shed light on the world of credit - and how credit can help or hinder our financial lives. Your credit score is more than just a number; it's a key that unlocks financial opportunities. Join the Flagler team to explore the art of credit management. 

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This Week

April 2026

A weekly series that explores concepts related to April's theme.

What are Financial Norms?

Escaping the Debt Trap

Starts Apr 6, 2026

When Your Income Varies

Starts Apr 13, 2026

A Seven-Day Plan to Cut Spending

Starts Apr 20, 2026
New for April

Managing Credit

Credit reports and scores, credit vs. debit cards, reading your credit report, plus more.

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How to Get Started With Credit
Learn how those without a credit history can start to build a solid credit score.
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Credit Reports and Scores
Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
Credit Report with Score
Improving Your Credit Score
A good credit score can help you access more competitive interest rates when you borrow, which may reduce the overall cost of borrowing.
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Reading Your Credit Report
A detailed description of what to expect and look for when viewing a credit report.
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Credit Versus Debit Cards
Credit and debit cards each have pros and cons. When should you use each?
A person makes an online purchase with a credit card.
Risks and Benefits of Credit Cards
Credit cards offer benefits for many consumers, but it's important to understand the risks of unsecured credit.
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Daily Simple Interest Loans
How lenders charge interest can have a big impact on your interest charges - and how you can approach managing the loan.
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Cutting Credit Card Interest and Fees
With credit cards, interest on your purchases is only part of the equation - late payment fees, annual fees, and cash advance fees could cost you money too.

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Income Tax Basics

Learn what you need to know about tax brackets, when to review your withholding and how to avoid common tax scams.

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How Income Taxes Work
Learn how income taxes are calculated and how the various tax brackets are applied.
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Tax Credits and Tax Deductions
An over view of the difference between the two terms including an outline of popular tax credits.
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Important Tax Terms
From adjusted gross income to withholding, we'll cover some of the most important terms relevant to many taxpayers.
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When to Review Your Tax Withholding
Knowing when to adjust your tax withholding is crucial to managing your tax liability and avoiding unexpected tax bills or refunds.
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Preparing to File Your Tax Return
How to assemble required documents, explore potential ways to reduce the amount of tax you owe, and choose your filing method.
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Getting Help from a Tax Professional
You don't have to face tax time alone. For some, hiring a professional may be a good choice.
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Avoiding Common Tax Errors
Mistakes on tax forms aren't unusual. Learn the most common errors and how to fix them.
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Avoiding Tax Scams
Learn how to identify and avoid common tax-related scams.
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Reducing Your Tax Bill by Saving Money
Saving for retirement can be a smart way to reduce your tax bill while planning for your financial security.
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Making the Most of a Tax Refund
Far from "mad money," an income tax refund is money you earned through hard work. Learn how to put it to work.

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About Us

Flagler is a not-for-profit financial cooperative whose mission is enriching people’s lives… members, employees, community. Unlike other financial institutions, credit union ‘profits’ are returned to the membership in the form of lower loan rates, higher dividend rates, and affordable services.

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