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Featured in July

MoneyEdu brings you a new financial wellness theme every month.

A young woman manages her money.

Navigating Consumer Life

Making Smart Decisions and Keeping Your Finances Safe

This month, we're taking a look at modern consumer life. From understanding the differences between credit and debit cards to keeping your money safe, join the Dort Financial team to explore some of the financial topics that impact our daily lives.

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A young woman manages her money.
This Week

July 2025

A weekly series that explores concepts related to July's theme.

Paying Without Using Cash

How Companies Get You to Spend

The Worst Case Scenario Guide to Money

Avoiding Financial Scams

New for July

Financial Basics

Learn the basics of managing money, including financial health, budgeting, managing credit, plus more.

A woman exercising on a treadmill.
Financial Health
The concept of financial health is the foundation of any financial plan.
A man at the top of a staircase.
Cognitive Biases and Money
Unconscious beliefs and biases about money play an important role in our financial behavior.
Woman's hand writing out three goals on yellow legal pad.
Introduction to Budgeting
Why budgeting is important, no matter how much money you earn.
A person makes a purchase with a credit card.
Credit Versus Debit Cards
Credit and debit cards each have pros and cons. When should you use each?
A woman reviewing her credit score as her dog looks on.
Credit Reports and Scores
Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
A close up on hands using a laptop and calculator.
Managing Accounts
Account management strategies for checking and savings.
Credit Report with Score
Improving Your Credit Score
A good credit score allows you to borrow at the best rate possible, keeping the cost of borrowing to a minimum.
An exasperated woman reviewing a document.
Identity Theft
Understanding ID theft and how to prevent it.
A concerned man makes a call while looking at a laptop screen.
Impersonation Scams
Fraudulent calls, texts, and emails that seem to come from a legitimate source are a growing problem.
A woman shopping at the supermarket.
Dealing with Inflation
Inflation can seem like an abstract concept, but its impact on your financial life can be very real. 

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A couple stand outside of their home. June 2025

Home Ownership

From buying a home to making the most of your home equity, explore key topics for current (and future) home owners.

A home for sale sign.
Buying a Home Introduction
Some pros and cons of buying a home, including a comparison with renting.
A couple stand outside of their home.
Planning for Your Home Purchase
Before you buy a home, determine how much consumer debt is reasonable for you and what upfront costs you will have for your home purchase.
A set of keys to a home with a smiling woman.
Assembling a Home Buying Team
Having the right people on your side can help you make the best possible buying decisions.
A piggy bank on the welcome mat of a home.
Understanding Down Payments
A large down payment isn't always needed to buy a home, but let's take a look at how down payments can affect your total mortgage costs.
A couple meet with a financial planner in her office.
Understanding Mortgages
The parts of a mortgage and common mortgage loan options.
A couple signs a purchase agreement for a new home.
Making an Offer and Closing the Deal
Crossing the finish line of the home buying process – submitting an offer, negotiating, and dealing with closing costs.
A fictitious credit card to illustrate home equity lines of credit.
Using the Equity in Your Home
Home equity can be tapped for any reason – from home renovations to paying off high-interest debt.
A person signs a legal document.
Refinancing Your Mortgage
Refinancing your mortgage may help you achieve your financial goals – from reducing your monthly payment to minimizing total costs.
Two men reviewing documents at home on a sofa.
Mortgage Refinancing Scenarios
Whether or not refinancing could make sense for you depends on a wide variety of factors – and the right answer isn’t always the same for every person or every situation.
A woman tracking her spending with receipts.
Reducing Mortgage Cost
Mortgage refinancing isn’t always required to reduce the overall cost of your mortgage.

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 Trending Topics

Financial Health

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About Us

Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is enriching people’s lives… members, employees, community. Unlike other financial institutions, credit union ‘profits’ are returned to the membership in the form of lower loan rates, higher dividend rates, and affordable services.

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