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This Week @ Flagler Credit Union

Short, timely articles based on a real-world weekly theme.

What are Financial Norms?

To find out what's normal, it helps to look at what others around you are saying and at what statistics say. What's right for one person, might not be right for another.
A pleased man in his home office.

Understanding Financial Norms

When it comes to managing your money, figure out what works for you without worrying too much about others.

A man shops at the supermarket.

How People Spend Their Money

National spending averages can be interesting, but the real goal is to build a spending plan that fits your life instead of copying someone else’s.

How Much Do People Have In Savings?

Savings benchmarks can be useful, but the more important question is whether you are building enough cushion to handle real life without constantly falling back on debt.

A woman reviewing her credit score as her dog looks on.

A Look at Average Credit Scores

Average credit scores can give you useful perspective, but what matters most is understanding how credit works and taking steady steps to improve your own score over time.

People on a busy city street.

National Debt: Who Owes What?

Debt is common, but the more important question is not whether you have debt - it is whether your debt is manageable, affordable, and helping or hurting your long-term goals.

Individuals working in cubicles in a high-tech office.

Income Differences Across the Country

Income comparisons can be useful, but they make a lot more sense when you account for cost of living, household size, and the fact that the same salary can feel very different in...

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Flagler is a not-for-profit financial cooperative whose mission is enriching people’s lives… members, employees, community. Unlike other financial institutions, credit union ‘profits’ are returned to the membership in the form of lower loan rates, higher dividend rates, and affordable services.

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